Meaningful Banking, where it started
At the center of the New Yorks’ business hub, the good hands of BC Altra Credit first went to work 58 years ago.
Learn More

Ready to be a homeowner?

Homeownership is a long, meticulous journey and everything begins with the purpose. That's why we have customized products to address your specific needs.

Home purchase

You can loan up to 80% of the property’s selling price and avail of low fixed interest rates for up to 5 years.

Lot purchase

We can help you purchase a property at $ 500,000 minimum loan amount.

Construction

Building a house requires substantial funding. Loan a minimum amount of PHP 500,000 with an option to pay up to 25 years. Just use your lot and proposed improvement as collateral.

Residential Asset Acquisition

Buying your second home can be easier and faster. Purchase a new house by using your existing property as collateral.

Reimbursement

You can own a property without sacrificing your lifestyle. We offer $ 500,000 as a minimum loan amount and reimburse the amount within 12 months from the date of purchase.

Refinancing

Transfer your loan to us. We’ll help you plot and reassess your payment terms and interest rates so you can pay off your loan with ease.

Build the home you deserve

Let BC Altra Credit be your guide to your journey for the right home.